• What types of clients benefit most from your financial planning services?

    I specialize in helping pre-retirees, retirees, federal employees, and families preparing for college expenses. My financial planning approach focuses on creating clarity and confidence in your financial future, whether you’re approaching retirement, managing government benefits, or balancing education costs with long-term goals.

  • Are you a fiduciary financial advisor?

    Absolutely—100%. As a fiduciary, I am legally and ethically bound to act in your best interest at all times. I do not receive commissions or kickbacks of any kind. My only compensation comes directly from my clients, ensuring completely unbiased advice.

  • How do your fees work?

    I offer both hourly and project-based pricing.

    • Hourly consultations: $275 per hour — ideal for straightforward questions or financial checkups.
    • Project-based plans: Tailored for more complex needs, starting at $550 for early-career clients, $1,000 for mid-career reviews, and $1,900 for a full comprehensive financial plan.
      For investment management, my advisory fee is 1% of assets under $1 million, and 0.75% for any assets above that threshold.
    • College Planning: I can help families navigate the process of saving for and financing higher education. My fee is $400.
  • Do you require a minimum asset level to become a client?

    No. I believe everyone deserves access to quality financial advice—whether you’re just getting started or already well-established. There is no minimum asset requirement to work with me.

  • Do you offer one-time or hourly financial planning?

    Yes. If you need focused help—such as a retirement income review, investment analysis, or college funding strategy—I provide hourly and project-based services without any long-term commitment. This makes professional financial guidance accessible for a wide range of client needs.

  • What can I expect from your financial planning process?

    My process begins with a complimentary consultation to understand your goals. From there, we’ll gather key financial data, analyze your current situation, and create a customized financial plan that addresses your retirement readiness, tax efficiency, risk management, and estate considerations. You’ll receive clear action steps and ongoing support as needed.

  • Where are you located, and do you meet with clients remotely?

    I’m based in Orlando, Florida, and I meet clients both in-person and virtually. Many of my clients are located throughout Florida and Texas, but I also work with families and individuals nationwide via secure online meetings.

  • Do you offer an initial consultation?

    Yes. Our first meeting is a no-cost, no-pressure consultation. It’s simply a conversation to determine whether my approach aligns with your needs and goals. You’ll walk away with a clearer understanding of your options—whether or not we decide to work together.

  • What qualifications do you hold?

    I am a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Chartered Retirement Planning Counselor℠ (CRPC®). These credentials represent rigorous training, continuing education, and a commitment to fiduciary standards—ensuring my advice is informed, ethical, and client-focused.
     

  • What areas of financial planning do you cover?

    I provide comprehensive financial planning, including:

    • Retirement planning and income strategies
    • Investment management and portfolio design
    • Tax-efficient planning
    • College savings and education funding
    • Federal benefits coordination
    • Estate and legacy planning
       
  • How do you help federal employees plan for retirement?

    Federal employees face unique retirement systems like FERS, CSRS, and TSP. I help you maximize benefits, understand pension options, optimize TSP investments, and integrate them into your broader financial plan so you can retire confidently and on your terms.

  • How often do we meet once I become a client?

    After your financial plan is delivered, we meet as often as needed—typically quarterly or semiannually for ongoing clients. For one-time projects or hourly engagements, we can schedule follow-ups at your request to ensure you stay on track.

  • What makes your financial planning approach different?

    My approach is personal, transparent, and education-driven. I take time to explain every recommendation in plain English so you understand how each decision impacts your financial future. My goal is to help you feel empowered, not overwhelmed.

  • Can you help with college savings and education funding?

    Yes. For families planning for college, I help design a personalized education funding strategy—evaluating 529 plans, tax benefits, and cash flow options to balance tuition costs with long-term retirement and investment goals.